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Home Insurance
Achieving the dream of homeownership is a significant milestone, but it comes with the risk of unforeseen events that can disrupt your life and property. While it's impossible to eliminate these risks, home insurance can help mitigate the financial fallout of unexpected disasters.
Life Insurance
Personal Insurance
Location & Hours
Location
PREMIER Services Ltd
10, Triq Dun Wistin Azzopardi,
Mosta MST3030
Malta
Tel: 2744 0256
Mob: 7930 2346
Hours
Monday - Friday 9:00 to 13: 00
Monday - Friday 14:30 to 17: 00
Saturday & Sunday - Closed
Motor Insurance
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The home insurance policy provides comprehensive coverage, protecting against accidental loss or damage to your home's structures, contents, personal belongings, and valuables—whether you're at home or anywhere in the world (optional Europe|Worldwide). It also includes liability coverage, 24 hour emergency assistance, and additional benefits like "New for Old" content replacement, burst pipe coverage, temporary accommodation provision, and protection for special gifts, personal money, bicycles, and more.
In essence, the home insurance is designed to offer peace of mind by lessening the financial impact of unexpected events. This ensures that you can continue enjoying your hard-earned home and belongings without undue financial strain. With this coverage, you can focus on the joys of homeownership, knowing that you're well-protected against life's uncertainties.
Motor insurance is crucial for legal compliance and financial protection. The three cover levels—Third Party Only, Third Party Fire & Theft, and Comprehensive—offer various protections, including liability to others and coverage for damage or loss. Insurance serves as an incentive for responsible driving, rewarding clean records with lower premiums.
All levels include free Roadside Assistance and Breakdown Service (not applicable to vehicles with a gross vehicle weight exceeding 3,500 kg), covering on-the-spot repairs, battery boost, towing, and more. Service limits apply, such as two battery boosts per week, one locksmith service per policy period, and one fuel delivery service per period. The overall limit for breakdown services is four per policy period.
Life insurance is crucial for financial security, providing protection for dependents and serving as a versatile tool for savings and retirement planning. It offers a unique combination of protection and financial growth, addressing family security, loan protection, retirement income, estate planning, and alternative retirement savings. With policies tailored to different needs, life insurance presents a comprehensive solution for various financial goals.
Life Insurance Protection Plans:
Varieties include 'Decreasing Term,' 'Level Term,' and 'Whole of Life' coverage, addressing diverse needs.
Loan Protection Life Insurance:
Decreasing Term aligns with outstanding loans, Level Term provides a fixed sum, and Whole of Life pays out regardless of term commitment.
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Life Insurance Savings Plans:
Contribute to future goals, offering minimal life coverage and tax-free death payouts under current Maltese legislation.
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Life Insurance Pension Plans:
Available individually or through employers, these plans supplement retirement income with minimal life coverage and potential tax incentives.
Disclaimer:
The General Business Products are manufactured by MMS, Health products are co-manufactured by MMS and by LIA, while Long-term products are manufactured by MSV. All products are distributed by Premier Services Ltd.